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KADOYA pawn shop information

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Kadoya Pawnshop operates in Seya Ward, Yokohama City.
As a long-established pawnshop with over 65 years of history, we serve numerous customers daily by providing pawn loans and purchasing valuable items.

What is Pawn Loan (Shichi-O azukari)?

Pawn loans allow customers to borrow money using their items as collateral.
If the borrowed amount is repaid within the three-month holding period, the item will be returned　to the customer.
If the full repayment (principal + interest) is not possible within three months, customers may extend the loan period by paying only the interest.

How to Use Our Pawn Loan Service

  • Visit Our Store

    Please bring the item you wish to use as collateral and a valid form of identification.

    Accepted Identification Documents
    ・Driver’s license　・Residence card　・My Number card
    ・Passport　・Student ID (not accepted for high school students)

  • Item Appraisal

    Our expert staff will assess your item and provide the maximum loan amount available.

  • Required Paperwork

    If you agree with the appraised loan amount, you will be asked to fill out the necessary documents. Our staff will explain the contract terms in detail.

  • Completion of Transaction

    Once the contract is finalized, we will provide the loan amount in cash and issue a pawn ticket as proof of deposit.
    Your item will be securely stored in our warehouse.

  • Repayment

    The pawn period lasts for three months.
    Within this period, if you bring the pawn ticket and pay the full amount (principal + interest), your item will be returned to you.

  • Extending the Loan Period

    To extend the pawn period, bring your pawn ticket and pay the accumulated interest for the elapsed months before the due date.

  • Forfeiture (Shichinagare)

    If the loan period expires without interest payment or contact from the customer, the pawned item will be forfeited and become the property of Kadoya Pawnshop.
    Once forfeited, you will no longer be able to claim the item, but you are not required to repay the loan amount.
    You can continue to use our services in the future as usual.

Accepted Items

  • Gold, platinum, and other precious metals
  • Branded bags
  • Branded jewelry
  • Luxury watches
  • Smartphones
  • Guitars and wind instruments
  • Computers, digital cameras, and AV equipment
  • Power tools
  • Gaming consoles and new home appliances
  • Trading cards

Pawn Loan Interest Rates

　 　
Loan Amount Interest Rate
\1,000 – \9,000 7%
\10,000 – \49,000 6％
\50,000 – \99,000 5％
\100,000 – \299,000 4％
\300,000 – \999,000 2％
\1,000,000 and above 1.5％

Closed Days　• Sundays • Public holidays

Business Hours：9:00 AM – 7:00 PM